Finance

Lately there have been rampant scams that have drained the accounts of their victims. One of the things that has recently made a scene is by sending invitations on WhatsApp. Scammers will give you a file to download which turns out to be an (.apk) file. CNBC Indonesia reported that the Director General of Aptika of the Ministry of Communication and Information, Semuel Abrijani Pangerapan, explained the mode of fraudsters in carrying out their actions. They will create accounts, which according to the results of the investigation, these accounts were made by other people. After the account is created, the person will be given money and the account will be in the hands of the fraudster. "Met in the field, they used other people to register, after that they gave them their wages and took their bank account," he said. READ MORE

DDHK.ORG - For Indonesian workers (TKI) working in Hong Kong, the ability to manage salaries is a crucial factor in ensuring their financial well-being while working abroad. With a minimum net salary of 4.730 Hong Kong Dollars per month, it is important for them to have financial management skills in order to become financially independent and have sufficient savings when they return home and start new business opportunities. Setiawan Chogah, a content creator in the field of personal growth and finance who often shares tips via his Instagram account @setiawanchogah, provides valuable insights on the importance of managing wages for migrant workers in Hong Kong. ... READ MORE

DDHK.ORG - The Central Bank of Hong Kong requires banks in Hong Kong to open accounts for crypto companies. Reporting from Liputan6, the Hong Kong Monetary Authority (HKMA), the region's central bank institution and regulator, has asked banks to provide services to cryptocurrency companies. On April 27, 2023, the HKMA issued a circular regarding corporate customer access to banking services. In the document, the regulator has required the competent authority, which is referred to as “AI”, to adopt a risk-based approach in Anti-Money Laundering efforts. The HKMA also urges institutions in Hong Kong to pay close attention to market developments and take a forward-looking approach to new sectors such as the... READ MORE

DDHK.ORG – Hong Kong will release licensing guidelines for crypto exchanges. Hong Kong's Web3 Industry is looking forward to more regulatory clarity in this regard. In the near future, Hong Kong will release this currency exchange license framework in May 2023. As reported by Liputan6, this was conveyed directly by the chief executive of the Hong Kong Securities and Futures Commission, Julia Leung. "This digital asset framework follows a consultative process that began in February 2023, which has received more than 150 responses," said Leung, quoted from Yahoo Finance, Friday (28/4/2023). The proposed guidelines are based on existing traditional finance legislation and will require providers to ... READ MORE

DDHK.ORG - Managing finances after Eid al-Fitr or Lebaran is a matter of concern. For that reason, it is important to reorganize finances, especially for workers who have not received a monthly salary. Reporting from Okezone, here are three tips for managing finances after Eid: Tips First, Record Every Expenditure Certainly many needs are issued from Ramadan to Eid. Starting from basic needs, special food during Eid, parcels sent to families, to spending red packets for children. Record all of the expenses above. With this note, the public can find out which posts have increased spending during Eid al-Fitr. These records can also be a reference for managing... READ MORE

DDHK.ORG - The Hong Kong government will distribute the first installment of e-vouchers under the 2023 Consumption Voucher Scheme to around 6,4 million residents this Sunday, April 16, 2023. Reporting from China Daily, the Government of the Hong Kong Special Administrative Region, namely the SAR Government, said in a statement, those who successfully registered under CVS last year will receive their first installment on Sunday. Permanent residents and new arrivals receive a voucher of HK$3.000 ($382,16). As for eligible persons who come to live in Hong Kong through various admissions programs for talents, professionals and entrepreneurs, and to study in Hong Kong, will receive ... READ MORE

DDHK.ORG - Managing finances properly and optimally is a must for everyone. This is so that the money that is received and obtained from the results of squeezing sweat, does not just disappear. But not many people know how to manage finances. Although not an easy affair, the following steps can be followed as a starting point. Check out the method quoted from the following cimbniaga page. Always Prepare a Financial Budget In starting to find ways to manage finances that are easy to apply, you can start from preparing a financial budget. This budget is needed as a reference in all financial calculations. Starting from income, expenses, and the need to invest and access to health services. ... READ MORE

DDHK.ORG - Illegal loans (online loans) are still troubling the public to this day. Billing with threats and terror to contacts that are not related to the borrower is a terrible thing that many people experience. If at any time you get a message from an illegal debt collector, the public is asked to ignore and block the contact number. Reporting from Detik, the Head of the Investment Alert Task Force, Tongam L Tobing, revealed that the public can also report the loan collector to the Police. He mentioned, there was also harassment by debt collectors. This is because illegal loans usually access and can attract all the borrower's cellphone contacts to access the gallery. "They ... READ MORE

DDHK.ORG - Managing monthly finances is not a difficult or easy matter. It takes habit so that you are good at managing incoming and outgoing money. As reported by HSBC.co.id, those who are rich are not those who have a large income or can buy luxury goods. If you can't manage your finances well, no matter how much money you have, it will run out quickly. For this reason, financial knowledge must be possessed by everyone. In order to help manage finances better, not even a few have more than one account so they choose savings without admin fees. There may be some of us who are still confused about how to manage finances well. For more ... READ MORE

DDHK.ORG - It is very important to manage finances so that you don't always feel like a bum every time you get paid or when you receive money from trading. The beginning of the year is the right time to implement healthy financial patterns so that money doesn't just pass through your account or wallet. At the beginning of the year, it is important to change these bad habits by starting to plan and manage finances properly. Therefore, the following are tips that can be applied, quoted from the OJK's Respond to Your Money page. This is to change bad habits for the better: 1. Discipline in Managing Money Managing money is not a difficult thing, congratulations, friends, always be disciplined... READ MORE